About PTHS
Pima Tucson Homebuyers Solution (PTHS) is a premier downpayment assistance program designed to help you achieve your homeownership dreams. Offering varying percentages of downpayment assistance with a 3-year forgivable second lien, this program provides flexibility to suit your needs.
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While interest rates may increase slightly with higher of assistance, buyers have the option to waive downpayment assistance to secure a competitive market rate. Stay informed, as rates are announced daily to help you make the best decision for your future.
Program Qualifications
Exceptional Quality
Applicant Income Max
$136,609
Credit Score Min
640*
Debt-to-Income Ratio
45%*
Tucson, Arizona
Pima County
Not restricted to
first-time homebuyers
Eligible Properties
New or Existing Residential
Condos/Townhomes
2-4 Unit Complexes
Manufactured Homes
No purchase price limits.
Follow Agency guidelines for maximum loan limits:
(FHA, USDA-RD, VA and Freddie Mac)
How it Works
Contact a Qualified Lender
Get Pre-Approved by your Lender
Complete Homebuyer Edcuation
To begin your journey with our homebuyer assistance program, the first step is to reach out to a qualified lender. These lenders have been specifically trained in our program and can guide you through the process effectively. Connecting with them will ensure you receive the support and information you need to make informed decisions.
At this point, your lender will carefully review all necessary financial documents to ensure you meet all homebuyer qualifications. Once pre-approved, you'll be ready to work with a real estate agent to begin the exciting search for a home to purchase through our program!
Congratulations on reaching the final step to qualify for our homebuyer downpayment assistance program! Completing the homebuyer education course is essential for ensuring your success in homeownership, whether it's your first home or your fifth. This course will equip you with the knowledge to build your financial acumen and create generational wealth for yourself and your family. We're excited to support you on this journey!
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